Aim To study the influence of restraint system performance upon the occupant's response during impact, and provide a scientific base for occupant restraint system design. Methods \ In the light of basic theory of multibody system dynamics and impact dynamics on the basis of classical theory of impact, R W method is adopted to construct the vehicle occupant system model consisting of fourteen rigid bodies, thirty seven DOFs and slip joints for the simulation. A software named SVC3D(3 dimensional simulation of vehicle crash) is developed in the FORTRAN language. Results\ The results of simulation have a good coincidence with those of tests and the restraint system with low elongation webbing and equipped with pretensioner provides better restraint effect for the occupant. Conclusion\ The model of vehicle occupant multibody system and SVC3D are suitable for use. Occupant should be belted with low elongation webbing to a certain degree and occupant restraint system should be equipped with pretensioner.